You should refer to the Product Disclosure Statement and Policy Wording for full details of coverage, however in brief the policy covers insured persons for permanent disability or death as a result of an accident. It does not cover sickness, medical expenses or income protection/salary continuance. The policy also includes a ‘Bed Care Benefit’ which is a payment calculated daily for the time you are hospitalised (for more than 24 consecutive hours) as a result of an accident only.
You should refer to the “Table of Events” which is on page 4 of the Product Disclosure Statement and Policy Wording for full details, however in brief the sum insured for each adult as a result of death is $30,000 along with a number of other benefits which are outlined in the “Table of Events”. The maximum benefit payable on the policy is in respect to Quadriplegia and Paraplegia, which is $60,000. The Bed Care Benefit is $50 for each day you are hospitalised. Subject to policy terms and conditions.
This is explained on page 9 of the Product Disclosure Statement and Policy Wording under the heading ‘Dependent Children’, however Dependent Children means your unmarried Children who are:
and at the time of an Event giving rise to a claim are primarily dependent on you for maintenance and support.
Dependent Children includes step or legally adopted children.
You should send your completed form together with a cheque or money order for $11.00 to the PSA at the address provided below.
Public Service Association of NSW
GPO Box 3365
Sydney NSW 2001